A federal judge in Florida has dismissed a suit for business interruption insurance payments by a Florida dentist who claimed the damages were caused by COVID-19 virus and related civil authority shutdowns of dental services.
U.S. District Court Judge John Badalamenti for the Middle District of Florida dismissed the claim, finding that the dental practice’s loss or damage asserted was “not due to a covered cause of loss” and, more importantly, the policy expressly excludes coverage from damages caused by a virus.
This Florida dismissal is another in a string of cases where insurers have prevailed in coronavirus business loss cases. The rulings in insurers’ favor have come from federal courts in California, Texas and New York, a District of Columbia court and a Michigan state court.
Meanwhile, federal judges in California and Missouri have thus far declined to dismiss their separate cases against Travelers Insurance and Cincinnati Insurance.